How Do You Become a Home Inspector in Montana?
Are you ready to lay the foundation of your own home inspection business? We’ve created a comprehensive guide to help you cement your new career as a home inspector in Montana. Follow the steps below to learn more about home inspection courses (and why they’re necessary), taking the National Home Inspector Exam (NHIE), and where to go from here.
Prerequisites:
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There are no prerequisites to becoming a home inspector in Montana.
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Complete 40 Hours of Montana-Approved Home Inspection Education
Per the Montana Department of Labor and Industry’s requirements, applicants must complete the 40 hours of state-approved home inspection coursework. By taking the course, you will be prepared to face the real-world challenges that licensed home inspectors typically encounter.
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Take the National Home Inspector Exam (Optional)
Though it’s optional, passing the National Home Inspector Exam is a vital step in establishing yourself as a trusted expert. The exam consists of 200 multiple choice questions (25 of which are not scored) covering three major domains, or sections, that every home inspector should know. Those domains are:
- Property and Building Inspection/Site Review
- Analysis of Findings and Reporting
- Professional Responsibilities
Test takers are given 4 hours to complete the exam, and each attempt costs roughly $225 (depending on your location). Due to the unignorable cost of taking the exam, we highly recommend taking an Exam Prep course to greatly increase your chances of passing on the first try. If an individual does not pass, they must wait 30 days before taking the exam again.
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Provide Proof of a Minimum of $125,000 Liability Insurance Coverage in Errors and Omissions Insurance
According to the Montana Department of Labor and Industry, you must obtain insurance that meets the state’s minimum requirements for coverage. A home inspector in Montana must obtain a minimum of $125,000 liability insurance coverage in errors and omissions insurance.
General liability policies for small businesses are roughly $40 per month, while errors and omissions insurance can set you back approximately $59 per month. To get the best rate and a better idea of what coverage you need, speak with a licensed local insurance agent who has worked with other home inspectors, members of local home inspector trade organizations, or shop for insurers online.
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Obtain Membership in a National Home Inspection Association
All home inspectors in the state of Montana must be a member of a national home inspection association. Montana will recognize any National Home Inspector Association, including but not limited to the following:
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Pay $80 Application Fee and Apply to Be a Montana Home Inspector
The final step in becoming a registered home inspector is completing the online application and paying the $80 application fee. Please see the requirements for the full details.
Quick Facts:
- As of April 2022, the average Montana home inspector salary is $84,173 ($55,373 base pay + $28,800 in commission)
- Each home inspection professional must obtain a minimum of $125,000 liability insurance coverage in errors and omissions insurance
- Home inspectors must join a national home inspector organization
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Montana Home Inspector License Requirements
Requirements to Become a Montana Home Inspector
- Effective January 1, 2026, home inspectors in Montana must be licensed.
- Montana home inspection education hours: 40
- Application Fee: $80 (other fees may apply)
- Insurance Requirements: Minimum of $125,000 liability insurance coverage in errors and omissions insurance
- Other:
- Must be a member of a national home inspector association
- Home Inspection License Expiration: Every two years from date of issuance
Montana Home Inspector Continuing Education Requirements
- No continuing education is required to renew your license, however continuing education may be a requirement to maintain membership in a national home inspector association
MONTANA STATE LICENSING BOARD
The Montana Department of Labor & Industry oversees the Home Inspector Licensing Program.
